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About Our Firm

Here’s our story. We look forward to hearing yours.

Meet the Team

At SMRS Financial Advisory, our overriding goal is to maximize your retirement income. We do this by helping you create a strategy designed to help ensure you do not outlive your money. Our team is dedicated to providing you and your family with helpful information and guidance for your retirement. We feel like a family here, and hope you’ll feel the same when we meet.

MEET THOMAS "SKIP" KELLEY

President / Strategic Financial Advisor

Thomas “Skip” Kelley is a holistic financial professional specializing in retirement income planning. He is proud to act as a fiduciary, meaning he is legally, morally and ethically bound to serve clients’ best interests.
Skip has been successful in a number of fields, including as a salesman for a Fortune 50 company, a business owner and a real estate entrepreneur. He believes building diversified, comprehensive financial strategies is imperative in order to balance clients’ retirement portfolios properly. As a financial professional, Skip is a both a licensed life insurance professional and investment adviser. This allows him to manage both avenues of clients’ retirement portfolios: their guaranteed income avenues from insurance products as well as their investments in the stock market.
Skip’s clients include individuals and small businesses in the Southern, Central and Seacoast areas of New Hampshire. He is affiliated with professional networks including real estate and futures trading organizations as well as a network of elder law attorneys and Certified Public Accountants.
Skip develops financial programs for individual clients and small businesses in the Central, Southern and Seacoast areas of New Hampshire as well as in Southern Maine and Northern Massachusetts. He leads more than 40 dinner seminars every year to better inform the public on their retirement income options. He also hosts a weekly radio show, “The Financial Game Plan with Skip Kelley.”
A native of Lexington, Massachusetts, Skip spent most of his youth growing up in Moultonborough, New Hampshire, on Lake Winnipesaukee. After 28 years in Bedford, he and his family now reside on the banks of the Merrimack River in Manchester. His wife, Kathleen Rose, teaches Physical Education at Bedford High School.
Skip is a big-time sports fan and enjoys rooting for the Red Sox, Patriots and especially UNH Wildcat hockey and football. Family is important to Skip, and he relishes every moment by creating lifetime memories, whether it’s on the water, skiing down mountains or flying his little putt putt two-seater Piper Colt.

SCHEDULE A MEETING

To schedule a time to discuss your financial future and the possible role of investments and insurance in your financial strategy, contact us at [email protected], click the link below, or call us at 603.935.9259 today to speak with a licensed agent.​​
BOOK A CONSULTATION

LISA A. WRIGHT

Director of Operations

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CODY ROSE KELLEY

Licensed Insurance Agent

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DENISE DOYLE

Administrative Assistant

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LISA A. WRIGHT

Director of Operations

Lisa is our Director of Operations here at SMRS Financial Advisory. She has a wealth of experience with over twenty six years in the Financial Services and the Insurance Industry. Prior to joining our team Lisa spent 11 years in 401(k) Account Management and for the past decade Lisa was Manager for COBRA Administration and Financial Management.
Lisa received her designation from Bentley College in 1996 from the Pension and Employee Benefits Program and has an additional certification in COBRA , FSA & HRA Administration. She is a fully licensed Producer for Life, Accident & Health Insurance since 2017 and is currently working on her securities license.
Lisa believes that peak level customer service and personal touch is critical in creating mutual trust and a successful long-term client relationship. She is dedicated to going above and beyond and committed to making a real difference in the lives of our client families.
Lisa is the Mother of two grown boys, her pride and joy. Palm trees are in her dreams as anyone who sees the license plate on her Jeep will attest. She and her Fiance Ed enjoy the Summer season with backyard grilling and fires and snowmobiling in the Winters. If not walking the beach in Rye can be found most every morning working out like a Trojan at the gym …. so don’t be giving her any trouble!

CODY ROSE KELLEY

Licensed Insurance Agent

Bio Coming Soon!

DENISE DOYLE

Administrative Assistant

Bio Coming Soon!

PRIVACY POLICY

We value your privacy, and we want to help make your experience with SMRS Financial Advisory as satisfying and safe as possible. We have established this Privacy Policy to explain how we receive, use, and share information you may provide in connection with your access to this website.

YOUR ACKNOWLEDGEMENT.
The Site is intended for use only by individuals over the age of 18 who are accessing the Site from inside the United States. By using the Site or submitting any information to us, you acknowledge that you are over the age of 18, are in the United States, and that you consent to our use and sharing of information collected or submitted as described in this Privacy Policy. This Privacy Policy is incorporated into and is subject to the Site’s Terms of Use. By using the Site, you expressly consent to the terms of this Privacy Policy and the information handling practices described herein.

TYPES OF INFORMATION WE COLLECT.
In connection with your use of this Site, we may collect both personally identifiable information (“PII”) and non-personally identifiable information (“Non-PII”). PII includes information such as your name, address, phone number, zip code, email address, and similar information. Non-PII is non-personally identifiable information, and may include, for example, your IP address, browser type, domain names, access dates and similar information. (PII and Non-PII will be collectively referred to as “Information.”)

COLLECTION OF INFORMATION.
We may collect information from you through your voluntary submission to receive offers from the Site or access to certain resources on the Site.

We also may collect information from your browser when you use the Site, using a variety of methods. The information that we with these automated methods may include, for example, your IP address, cookie information, a unique device or user ID, browser type, system type, the content and pages that you access on the Site, and the “referring URL” (i.e., the page from which you navigated to the Site). Websites visited before visiting the Site might place Information within the URL of your browser during a visit to that previous website. We may unintentionally collect that information as part of referring URL information. We may also use cookies on the Site to recognize you and to store references to you and session validators on your hard drive. We may use passively-collected information to administer, operate, and improve the Site and our other services and systems, and to provide services and content that are tailored to you. We may combine non-PII with PII.

If we directly combine any Non-PII with PII, we treat the combined information as PII under this Privacy Policy. Otherwise, we use information collected by passive means in aggregated or other non-personally identifiable forms.

USE AND SHARING OF INFORMATION.


We may use the information you provide to us for any purpose, including but not limited to: (1) to provide you with materials that you have requested, (2) to contact you for the potential purchase of insurance or other financial products, (3) to personalize our contact with you, (4) to operate, provide, improve, and maintain the Site, (5) developing new products and services, (6) to prevent abusive and fraudulent use of the Site, (7) to send you administrative messages, content, and other services and features in which we believe you may be interested; and for any other administrative and internal business purposes permitted by law.

We may share your information with third parties that who assist us in operating our business and servicing our clients. We may also disclose Information if, in good faith, it is believed that doing so is required by a subpoena or other judicial or administrative order or otherwise required by law. Additionally, We may disclose Information if, in good faith, we deem it appropriate or necessary to prevent violation of the Site’s Terms of Use or our other agreements; take precautions against liability; protect our rights, property, or safety, or of any individual, or the general public; maintain and protect the security and integrity of our services or infrastructure; protect ourselves and our services from fraudulent, abusive, or unlawful uses; investigate and defend ourselves against third-party claims or allegations; or assist government enforcement agencies.

PERMISSION TO CONTACT YOU AND YOUR RIGHT TO OPT OUT OF FURTHER CONTACT.
Your provision of information to us through the Website will be considered a grant of permission for us to contact you through any means provided (including but not limited to mail, phone, text message, fax, etc;). You have the right to opt-out of further promotional contact from us. If at any time you desire to be removed from an email mailing list, please send your request to [email protected] or at 573 Pine St., Manchester, NH 03104. It may take up to 10 days for us to process your request. Please be aware that this opt-out only applies to future messages and that we may still send you messages for administrative purposes as permitted by law.

PROTECTION OF YOUR INFORMATION.
We maintain a variety of security measures to protect against the loss, misuse, and alteration of Information under our control. Although we make good faith efforts to maintain the security of such Information, we cannot guarantee that it will remain free from unauthorized access, use, disclosure, or alteration. Further, we cannot guarantee that our security measures will prevent unauthorized persons from accessing or obtaining this information. We assume no liability to you or any other party in relation to the unauthorized access, use, or alteration of any information provided to us.

If we become aware of a security breach, we may attempt to notify you electronically so that you can take appropriate protective steps. By using the Site or providing Information to us, you agree that we can communicate with you electronically regarding security, privacy, and administrative issues relating to your use of the Site. If you believe that there has been a breach of the Site’s security, please contact us at 603.935.9259.

UPDATES TO THIS PRIVACY POLICY.
We may update or amend this Privacy Policy at any time. No prior notice of any update or amendment is required, and all updates or amendments are effective upon being posted. We encourage you to periodically review this Privacy Policy to stay informed about our collection, use, and disclosure of Information on the Site. Your continued use of the Site constitutes your agreement to this Privacy Policy and any updates.

TERMS OF USE

All information available through this website is the property of SMRS Financial Advisory (the “Company”) or its information providers and is protected by copyright and intellectual property laws. All rights reserved.

You may not reproduce, retransmit, disseminate, sell, publish, broadcast, nor shall the information be used in connection with creating, promoting, trading or marketing financial instruments or products without the express written consent of SMRS Financial Advisory or its licensors. You are entitled to use the information it contains for your private, non-commercial use only.

SMRS Financial Advisory operates this website (the “website”) to provide information, related features and services (the “Service”). The terms and conditions set forth herein (the “Terms of Use”) constitute a legally binding agreement between the Company and you regarding the terms on which the Company offers you access to Service.

Please take a few minutes to review the Terms of Use. By accessing and using this website, you agree to be bound by each of the Terms of Use and all applicable laws and regulations governing the website. If you do not agree with any of the Terms of Use, you are not authorized to access or use this website for any purpose.

  1. Contents not intended for distribution or use where prohibited
    The information provided on this website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject the Company to any registration requirement within such jurisdiction or country. Neither the information, nor any opinion contained in this website constitutes a solicitation or offer by the Company to buy or sell any securities, futures, options or other financial instruments or provide any investment advice or service.

  2. These terms of use may change without prior notice
    The Company reserves the right to modify these Terms of Use at any time without giving you prior notice. Your use of the website following any such modification constitutes your agreement to follow and be bound by the Terms of Use as modified. For this reason, we encourage you to review these Terms of Use whenever you use this website. The last date these Terms of Use were revised is set forth below.

  3. Notices of restrictions on your use
    The Service, the website and all data and information and/or content that you see, hear or otherwise experience on the website (the “Content”) belongs to the Company, its partners, affiliates, contributors or third parties and may be protected by U.S. and international copyright, trademark, intellectual property and other laws. Content provided by third-parties is used on the website with the permission of such third-parties.You may download, print and store selected portions of the Content, provided that you (1) do not copy or post the Content on any network computer or transmit, distribute, publish or broadcast the Content in any media, including without limitation, a website; and (2) do not modify or alter the Content in any way, or delete or change any copyright or trademark notice. No right, title or interest in any copied or downloaded Content is transferred to you as a result of any such copying or downloading. The Company reserves complete title and full intellectual property rights in any Content you copy or download from this website.

You agree not to alter, modify, reformat, copy, download, reproduce, duplicate, display, distribute, repost, transmit, publish, license, sell, rent, transfer or create derivative works from any Content obtained from the website or the Service, except as expressly permitted by these Terms of Use. Moreover, you may not use any of the marks appearing throughout this website without express written consent from the trademark owner, except as permitted by applicable law.

  1. Disclaimer of warranties
    By agreeing to grant you access, the Company does not obligate ourselves to do so or to maintain this site, or to maintain it in its present form, and we expressly reserve the right to modify, suspend or terminate your access privileges.  You agree and understand that we may, in our sole discretion and without any prior notice, close this website or deny you access to it and delete any files which you may maintain at this site and any information which you may choose to post here.The information on this website is provided “as is.” You expressly agree to assume total responsibility and risk for your use of the website and the service. The company makes no express or implied warranties, representations or endorsements whatsoever with respect to the website or the service. The company expressly disclaims all warranties of any kind, express, implied, statutory or otherwise, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title and noninfringement, with regard to the website, the service, or any information or content contained therein (including third party information).

The company shall not be liable for any loss or damage arising either directly or indirectly from any use of the website, the service or any information or content contained therein (including third party information). It is solely your responsibility to evaluate the accuracy, completeness and usefulness of all information or content provided by the website or the service.

The company does not warrant that the functions performed by the website or the service will be uninterrupted, timely, secure or error-free, or that defects in the website or the service will be corrected. The company does not warrant the accuracy or completeness of the information or content provided by the website or the service, or that any errors in the information or content will be corrected. The website, the service and the information or content are provided on an “as is” and “as available” basis.

  1. Limitation of liability
    If you are dissatisfied with the website or any content on the website, or with the terms of use, your sole and exclusive remedy is to discontinue using the website. You acknowledge, by your use of the website, that your use of the website is at your sole risk.You understand and agree that under no circumstances will the company be liable for any damages whatsoever, including, but not limited to, (i) any direct, incidental, consequential, exemplary or indirect damages (including, but not limited to, damages for loss of business profits, business interruption, loss of data, programs or information, and the like) arising out of the use of or inability to use the website, the service, or the information or content provided therein, (ii) any claim attributable to errors, omissions, or other inaccuracies in the website, the service and/or information or content contained therein or downloaded through the website, (iii) unauthorized access to or alteration of your transmissions or data, (iv) statements or conduct of any third party on the website or the service, or (v) any other matter relating to the website or the service, even if the company has been advised of the possibility of such damages.

Because some states do not allow the exclusion or limitation of liability for consequential or incidental damages, some of the above limitations may not apply to you. In such states, the company’s liability is limited and warranties are excluded to the greatest extent permitted by law.

  1. Personal information and Privacy Policy

  2. Click here to see our Privacy Policy

  3. User Conduct

You agree not to take any action that interferes with the proper working of the website; imposes an unreasonable or disproportionately large load on the website’s infrastructure; might compromise the security of the website; render the website or the Service inaccessible to others; or otherwise cause damage to the website or any Content contained on the website. You agree not to add to, subtract from, or otherwise modify the Content on the website except as expressly authorized by the Company in these Terms of Use or by a written agreement between you and the Company.

  1. General Provisions

    1. Entire agreement.  These Terms of Use constitute the entire agreement of the parties with respect to the subject matter hereof, and supersede all previous written or oral agreements between the parties with respect to such subject matter. No waiver by the Company of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default.

    2. Correction of errors and inaccuracies.  The information in the website may contain typographical errors or other errors or inaccuracies and may not be complete or current. We therefore reserve the right to correct any errors, inaccuracies or omissions and to change or update information at any time without prior notice. We do not, however, guarantee that any errors, inaccuracies or omissions will be corrected.

    3. No endorsements of links.  Hypertext links to third-party websites or information do not constitute or imply an endorsement, sponsorship, or recommendation by the Company of the third party, the third-party website, or the information contained therein. You acknowledge and agree that the Company is not responsible for the availability of any such websites and that the Company does not endorse or warrant, and is not responsible or liable for any such website or the content therein. Any links to other sites are provided for convenience only. You need to make your own decisions regarding your interactions or communications with any other website.

    4. Enforcement.  If any part of these Terms of Use is determined to be invalid or unenforceable, it will not impact any other provision of these Terms of Use, all of which will remain in full force and effect. These Terms of Use are governed by, and will be interpreted in accordance with, the laws of the State of New Hampshire, without regard to any conflict of laws provisions. Although you acknowledge that we will have the ability to enforce our rights in any court of competent jurisdiction, you hereby consent to the exclusive jurisdiction and venue of courts in New Hampshire, U.S.A., regarding any and all disputes relating to these Terms of Use, the Company’s Privacy Statement, your use of the Web Site, any other web site, the Service, or Content or Material contained therein.

  2. User conduct
    You agree not to take any action that interferes with the proper working of the website; imposes an unreasonable or disproportionately large load on the website’s infrastructure; might compromise the security of the website; render the website or the Service inaccessible to others; or otherwise cause damage to the website or any Content contained on the website. You agree not to add to, subtract from, or otherwise modify the Content on the website except as expressly authorized by the Company in these Terms of Use or by a written agreement between you and the Company.